New Insurance Plan

July 12, 2025 | By Curtis Chambers Global – Insurance & Risk Advisory Team

Curtis Chambers Global announces key developments following the introduction of a newly restructured national insurance plan that significantly alters coverage parameters, claims procedures, and compliance requirements for individuals and businesses alike.

The revised framework, introduced by regulatory bodies in response to shifting market risks and rising claim volumes, includes streamlined claims processing, newly defined exclusions, enhanced digital filing requirements, and stricter policyholder obligations. These updates are already impacting sectors such as construction, manufacturing, logistics, and professional services — where risk exposure is high and liability nuances are complex.

“This is not just a policy refresh — it’s a structural transformation in how insurance risk is evaluated and settled,” says Duane A. Admire, Senior Partner and Head of Insurance Litigation at Curtis Chambers Global. “Clients need to reassess their existing policies to ensure alignment with the new protocols.”

Key Changes Include:

• Revised coverage limits for business interruption and professional liability
• Shortened claim reporting windows, with increased documentation requirements
• Mandatory e-filing through centralized regulatory platforms
• Stricter fraud prevention checks, including AI-driven claim review systems

Curtis Chambers Global has launched a dedicated Insurance Strategy Review Program to help clients:

• Analyze the impact of the new plan on existing policies
• Mitigate any coverage gaps or compliance risks
• Prepare for enhanced audit and disclosure procedures

What You Can Do Now

Business leaders, risk managers, and individual policyholders are urged to conduct a comprehensive insurance audit and engage legal counsel for policy interpretation. Curtis Chambers Global is offering initial consultations to support companies with custom-tailored compliance plans, risk advisory, and claims preparedness.

For more information or to schedule a review with our Insurance & Regulatory Law Team, please contact us at insurance@curtischambers.com.